Roberto’s Story

Roberto was convinced by his girlfriend to sign up for a loan with her company that he ultimately couldn’t afford to pay back. The loan company sold the debt to a debt collector, who started Court proceedings against Roberto for the outstanding amount, which was over $40,000. Roberto didn’t understand what was going on, so he didn’t respond to the Court proceedings, and a default judgement was made against him. The next thing he knew, Roberto was summoned to an enforcement hearing.

By the time Roberto came to the enforcement hearing, he had already given the creditor his statement of financial position and supporting documents. He wasn’t sure what the hearing was about or what he needed to do.

Roberto connected with LawRight’s EH Duty Lawyer Service on the day of his hearing. Our volunteer barrister gave Roberto advice about the enforcement hearing process and Roberto’s options to negotiate a payment plan with the creditor or otherwise challenge the underlying default judgement. At the hearing, the barrister argued that the enforcement hearing summons should be discharged since Roberto had given the creditor all the necessary documents and had done everything he needed to do. The Registrar ultimately discharged the enforcement hearing proceedings to an end.

Without our assistance, Roberto would have had to negotiate the enforcement hearing process on his own, without any knowledge or understanding of his rights and options for dealing with his debt.

Our EH Duty Lawyer Service was able to help Roberto finalise the enforcement hearing so he wouldn’t have to keep coming back to Court.

Roberto's Story

Roberto’s Story